March 5, 2024

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A detailed explanation of the Uni Card

Uni Card is one of the top 10 credit cards in India. It is comprised of some unique features and benefits that you would surely love. The Uni Card comes with a welcome bonus that contains a chocolate bar, a mask, a personalized baggage tag, and the Uni card. After paying the joining fees immediately you will receive that welcome gift at your doorstep. However, the onboarding process of Uni Card is also very fast and user-friendly. Furthermore, it comes with other benefits such as buy now pay later, EMI facility, cashback, and many more. Keep reading to know more about “A detailed explanation of the Uni Card”.

Why should you purchase the Uni Card?

Credit cards are very popular these days. Therefore, people are buying them and a larger number of people rely on them. However, as the needs and expectations of the potential customers increased new credit cards were been launched. The banking sector has understood the financial needs of the customers that’s why they have introduced different types of credit cards. Therefore, if you are a shopaholic, frequent traveler, businessman, movie lover or etc there is a different credit card available for you. Further, you can save money and get amazing offers using those credit cards. Moreover, credit cards have become a major player in our day-to-day life. From retail shopping to purchasing a fridge people somehow rely on them. 

Uni Card has been launched to cater to a specific sort of audience. However, if you are someone who deals with a cash crunch then this is one of the best credit cards for you. The Uni Card comes with a “Buy Now Pay Later” feature. It enables you to pay the total bill amount in easy and flexible three EMIs. All you have to do is purchase your favorite item using a credit card. Now if you didn’t want to make the full payment at one point in time you can opt for the Buy Now Pay Later option. It will split your total bill amount into three equal payments. Further, you can repay them equally in three months. However, the best part about this feature is that the EMI doesn’t include any other charges. 


Moving forward, if you wish to not split the bill then you can make the payment in one go. However, if you split the bill and repay the total amount in just 1 month then you will get 1% cashback. Moreover, it is one of the most interesting features of credit cards. As per the consumer’s reviews, the split bill payment feature helped them to purchase their favorite products without any concern. In addition, the Uni Card offers 24-hour WhatsApp support. Hence, if there are any queries or doubts in your mind you can clear them out any time of day. In addition, obtaining the Uni Card is a very seamless and paperless process. It is a completely digital process. So within a short period of time after applying for the card from the official website you will have it at your doorstep. 


Uni Card doesn’t include any type of joining fee or annual charges. It is because it is a lifetime free credit card. Therefore, you can enjoy the amazing feature without even spending a penny. Furthermore, both salaried and self-employed individuals can apply for a credit card. It is a very important aspect as it allows you to apply irrespective of your occupation. Furthermore, you can call 08068216821 any time to clear your doubts. Besides that, as per the banks, you should have a CIBIL Score of 750 or above in order to reap the benefits of the card.